Cloaked isn’t a scam. It’s a legitimate, SOC-2 Type II and ISO certified platform, with over 350,000 users and a real company (founded in 2020) behind it. It offers digital privacy services including email aliases, phone number and credit card masking, password management, personal data removal, and a VPN.

Skepticism is understandable: negative Cloaked reviews are easy to find online. Many reflect real limitations, like phone aliases that don’t work with government or bank services, or a spam filter that sometimes blocks legitimate calls.

But service limitations aren’t the same as a scam. The smart question isn’t “is Cloaked legit?”. It’s “is Cloaked useful, and good value for money?” — We’ll answer those questions.

User reviews tell a mixed story. The 503 Cloaked reviews on Trustpilot(新視窗) (where the platform currently has a 4.0 rating) are broadly positive on flagship features like aliasing and spam reduction. But they’re less positive when it comes to other platform features and overall value for money.

What Cloaked actually does 

Cloaked is widely known for its alias features, which generate email addresses and phone numbers for every account, protecting your personal data from scammers and making spam easy to block.

But Cloaked goes well beyond aliases, bundling data broker removal, a password manager, dark web and SSN monitoring, identity theft insurance, call protection, virtual cards, and a VPN into one subscription. 

Whether Cloaked’s consolidated platform is worth the price depends on which features you actually need, how well those features work, and what you’re willing to pay for them.

Cloaked app review, feature by feature

Email aliases

Every account you create gets its own generated email address that forwards emails to your personal inbox. If a service gets breached, or starts spamming you, you simply delete the alias and move on.

This is the feature Cloaked was built around. It’s unlimited on all plans, generates aliases quickly, works consistently well, and is the highest-rated feature in user reviews.

Phone aliases 

Phone masking works on the same principle as email aliases, but it’s more complicated. 

On paper, every account gets a generated phone number that forwards calls and texts to your real device without exposing your real number. 

In practice, there are three distinct issues to consider before you subscribe. 

  • The structural issue: Cloaked generates VoIP numbers. This means phone aliases won’t work for SMS verification on many of the services you use most, including Uber and similar platforms, finance apps, and government portals. Cloaked has introduced eSIM numbers to partially address this, but user reports on their reliability are still limited.
  • User experience issues: Some Trustpilot reviewers have reported that spam calls and texts actually increased after signing up, and that Call Guard (Cloaked’s spam filter) sometimes sends legitimate calls straight to voicemail
  • Recycled numbers: Cloaked reclaims and recycles numbers(新視窗) that receive no calls or texts within 60 days, meaning a number assigned to you may previously have belonged to another user. You can lock a number to prevent it being reclaimed, but this limits which contacts can reach you through it.

None of this makes phone masking useless. But if reliable phone alias coverage is your primary reason for subscribing, you should test this feature thoroughly during the trial period.

Data broker removal

Data brokers aggregate and sell your personal information, often without your knowledge or consent, to marketers, insurers, and anyone else who’s willing to pay. 

Cloaked automatically submits removal requests to 400+ data broker sites, resubmitting them if data brokers re-list your data. 

Dedicated removal services (like Incogni and DeleteMe) typically offer more granular reporting and faster turnaround. If broker removal is your primary need, a specialist tool might serve you better at a lower cost. 

Cloaked Pay (virtual cards) 

Cloaked Pay generates a unique virtual card number for each purchase. Merchants never see your real payment details, so a breach at one retailer won’t expose your actual card.

The caveat is availability: Cloaked Pay is currently invite-only. It’s included in all paid plans in principle, but access is gated and not guaranteed on signup. 

Password manager

If you’re reusing passwords across accounts — and most people are — a single breach can cascade into compromising every service you use. 

Cloaked’s password manager offers smart password generation, autofill, and authentication code support. That covers most people’s needs, but doesn’t match the depth of standalone password managers if you need hardware key support or shared vaults.

Monitoring, identity theft insurance, and call protection

Cloaked has three background features that handle detection, resolution, and call filtering. 

Dark web and SSN monitoring sends real-time alerts if your data appears in a breach. If anything escalates, all Cloaked plans include $1 million in identity theft insurance with 24/7 resolution support. Call Guard runs separately, blocking spam and robocalls before they reach you. 

VPN 

A VPN(新視窗) encrypts your internet connection, preventing your ISP, network operators, and anyone on the same WiFi from seeing what you’re doing online.

Cloaked recently added a VPN, which is currently in beta. It’s included with all plans, but right now you should treat as a bonus rather than a primary reason to subscribe.

What does Cloaked cost?

Here’s how Cloaked’s price compares to building equivalent coverage from individual tools.

Cloaked pricing 

All plans are available monthly or annually; annual plans are billed in full upfront.

PlanMonthly (no commitment)Annual (billed yearly)Annual total
Individual$12.49/month$9.99/month$119.99/year
Couple$19.99/month$14.99/month$174.99/year
Family (you + 3)$29.99/month$24.99/month$299.99/year

Primary source: Cloaked pricing page.

DIY equivalent stack

ToolFunctionCost

Proton Pass Plus
Password manager and email aliasesFree tier or ~$35.88/year
Proton VPN PlusVPN(新視窗)Free tier or ~$83.88/year

Proton Unlimited
Private ecosystem including password manager, VPN, mail, drive, docs and sheets~$119.88/year
IncogniData broker removal~$96/year
Privacy.comVirtual cardsFree (up to 12 cards/month); Plus from $5/month
TotalMinimum ~$96/year to maximum ~$275.88/year

For individuals, the DIY stack ($96/year) beats Cloaked ($119.99/year) if you use free tiers wherever available. If you only need one or two services, the DIY route is cheaper, and specialist tools will likely outperform Cloaked on those specific functions.

Is Cloaked worth it?

Cloaked is legitimate and its alias system genuinely works. It’s the right fit if you want one app covering email aliases, phone masking, broker removal, and identity monitoring, and you don’t need best-in-class depth in any single category.

If you need phone aliases to work with banks and government services, or if you only need one or two of the bundled features, there are more cost-effective solutions for those specific needs.

And if what you need is email aliases, password management, and a privacy-first VPN(新視窗), Proton is worth comparing directly.

Proton VPN encrypts your connection and is included with every Proton plan. Proton Pass generates a unique strong password for every account, autofills credentials across devices, provides email aliases — unlimited with Proton Pass Plus — all protected with zero-knowledge encryption. Plus, as a Swiss company, Proton operates outside the 14 Eyes surveillance agreement(新視窗) and under some of the world’s strictest privacy laws.

The best privacy stacks rarely come from a single app. If Cloaked covers most of what you need, it’s a solid start, but it’s worth knowing what else is out there.